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DEBATE: Ham Says New ObamaCare Fix Is 'First Crack in the Individual Mandate'

Who are the winners and losers in the latest so-called ObamaCare fix?

Late Thursday, the administration announced a major exemption in an effort to expand coverage. They're looking into allowing hundreds of thousands of people to sign up for "catastrophic" coverage, though insurers warn this could create "tremendous instability."

The nearly six million people who have received cancellation letters could be afforded the new coverage option.

Martha MacCallum discussed the latest move by the Obama administration with Mary Katharine Ham, editor-at-large of, and Mary Anne Marsh, former advisor to John Kerry.

"ObamaCare itself is the loser," Ham argued, suggesting the backbone of the health care law is weakening.

"I think insurers are looking at this and going, 'how are we going to stay in business?' Because you're going to end up with a risk pool that's very bad for them. People now will not be forced to buy the product. This is the first crack in the individual mandate and you gotta believe there are more coming," she said.

Marsh, however, still doesn't see this as much more than a bump in the road in the implementation of the law.

"I'm in Massachusetts, where we're in year eight of RomneyCare and it works. When you do big things, they are hard and if you're gonna be daunted by a broken website and a few bumps along the way, then you're not up to doing anything and you shouldn't be running government in any form," said Marsh.

She argued that the current "political firestorm" wouldn't be nearly as bad if the website had worked properly in the beginning.

Watch the debate above, and tune in at 2p ET as President Obama addresses these health care issues in a live press conference.

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